If you wish to enable your customers to make online payments using their credit and/or debit cards while ensuring that the funds are deposited directly into your account, Cloudcart provides a convenient and swift integration solution for virtual Point of Sale (VPOS) provided by - BTePOS.
In this article:
Before you start yousing BTePOS in your CloudCart store you should have a valid contract with Banca Transilvania SA (the authors of BTePOS) and agree with their terms of service.
Once you have already signed a contract, Banca Transilvania will send you a username and password for the real and test environment, which you need to enter in the appropriate fields.
1. Log in to your admin panel, Settings > Payments.
2. From the list of payment methods, select BTePOS - Configure.
3. Choose if you want to activate "Live Mode".
By default "LIVE MODE" is switched to the "OFF" position.
We advise you to make all the necessary settings first, make thorough tests in test mode and only then use the "Live mode
4. Choose how you will authorize payments.
This option allows you to reserve the order amount and debit the customer's debit/credit card at a later date.
- Automatic Capture: In this method, the system will automatically debit the user after the order is marked as Shipped.
- Manual Capture: With this method, you will only be able to capture the payment manually.
In the Settings section, enter the username and password provided by the bank, as well as the currency of the terminal itself, i.e. to your bank account from the drop-down menu.
If you haven't activated the "Live Mode" then you should provide the test mode credentials that you've recieved by the bank.
6. Edit the Name, Logo, and Description.
In the "Name of the service field", you can put a text that suggests to your customers that by choosing this method they will be able to pay with their debit or credit cards. Example: "Credit/debit card payment"
In the "Logo field", you also have the option to upload another photo/logo.
In the description field, you can add text that will be visible to your customers every time they choose this payment method when finalizing the order.
Acceptance of payments based on the amount of the order
In this section "Acceptance of payments based on the amount of the order", you can set a minimum and maximum order amount range at which this payment method is active and visible to the customers when they choose this payment method.
Discount when paying with BT ePOS
In the last section Discount when paying with DSK Bank you can give a discount (specific amount, percentage, or free shipping) to your customers to encourage them to use this payment method.
Card payments reduce the risk of returning or cancelling the order, which is common when the customer chooses cash on delivery upon receipt of the goods. In addition, the possibility of damage to the goods during transport must be taken into account, especially if you are selling higher-value products. Therefore, we recommend that you encourage your customers with a small discount to choose card payments. You can also insentivise them by offering free shipping if they use this type of payment.
Learn more about the potential of "Free Shipping" and how this type of offer can increase the growth and conversions of your store in this article.
With this final setting, you are ready to use BTePOS in your store. Just don't forget to click the "Save" button at the top right side of the screen.